Climate Migration--Another Report Showing Insurers Fleeing High Risk Areas--Wildfire

A recently released report, Insurers Retreat as 2025 Wildfire Risk Reaches Dangerous Levels, reiterated that insurers are abandoning high risk areas. The report found,

• When the next extreme wildfires hit – perhaps in the next few months – thousands of uninsured houses may burn down. Regional property markets will collapse: property values will drop.
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•  As of the end of May there were over 200 active fires burning across Canada, half of which were classified as 0% contained or “out of control”.  This wildfire season is ramping up quickly and the data suggest the worst is yet to come.
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• Home insurance premiums have shot up 42% in the most fire prone areas of California.
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• One in five homes in extreme fire risk areas of California has lost coverage since 2019.
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• One in five homes in extreme fire risk areas of California has lost coverage since 2019.
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• Insurance markets are a leading indicator of how financial markets will deal with the climate crisis. Just as insurers won’t do business in key areas now, so too will investors avoid those kinds of risks. Insurance markets may be the first to show the effects of the climate crisis but the disruption won’t stop there.

Pray For the Flora and Fauna

 The scorching heat this summer has brought several 90° plus temperatures approaching a real feel like 100°. Such high temperatures put inordinate stress on plants and animals. Because of this I ask that you please pray for the plants and animals throughout the day.

Three Spiritual Benefits of Meditation

I just posted a YouTube Short about the spiritual benefits of meditation (link below). It is substantially different than most videos on the benefits of meditation because it educates about the role energy flows play in meditation; a substantial role indeed.

Anti 5G Activists Attacked With EMF Weapons in Australia

In the most recent issue of Geomantica (Issue 91 March 2025) Alanna Moore reported of her recent travels back home to Australia. She tells how anti-5G activists were attacked by some hideous EMF weapon that killed one, burned several and harmed others. Saying,

A disturbing thing I learned elsewhere in Victoria was from talking to two victims of electro-magnetic weapon attack. They had been prominently involved in the campaign against 5G technology. Then they were badly zapped in their homes and their health was instantly affected, eg hearts. They also knew of others who’d been zapped (one who subsequently died!), plus they and others told me about a big anti-5G protest in Canberra where many people suffered burns on parts of their bodies, presumably from these dreadful type of weapons being used on them.

This is a frightening and chilling chapter in the erosion of free speech in Australia. Who is behind such warfare tactics? They can be far from the attack scene and the effects, being invisible, hard to investigate, so the mystery evil-doers can get away with it. It can appear as if victims have just had a heart attack, or whatever. In this case the people I talked to knew a thing or two about e-m-r weapons. They knew that what happened to them was not a natural event. As a result, as well as having to rest and recover, some affected activists are wary of continuing the good fight. It’s shocking to consider that Australia is becoming more and more like a totalitarian state… Or perhaps it was a corporate job?

I would guess it was a corporate job, Anyway, it is a frightening and distressing development.

The Market Is The Problem, Not Government

Most of you probably do not know that I used to manage global fixed income money and work on Wall Street, nor that I have written op-ed for The NY Times, Barrons and others.

The waste, inefficient and bloat are not a big problem in government, they are a huge problem in the market which is ripping us for trillions of dollars annually for years, as I note in the following article published in Counterpunch today.

Click to read the whole thing:

How Many Stock Brokers Does It Take to Change a Lightbulb?

The Musk and Trump cuts to government programs are part of a larger movement towards ‘free markets’ began a little over fifty years ago when we abandoned fixed exchange rates (rates set by the government) in favor of floating exchange rates (the Float). In other words, the government past the decision making for determining the rate of exchange between two currencies to the market (those buying and selling currencies).

The Float was a watershed moment. It began a shift away from government in favor of business and letting the market sort it out. This coup was a victory for the Johnny Appleseed of free markets, Milton Friedman. The Friedman Doctrine held that business had no social responsibly except to maximize profits.^[1] He felt government programs initiated by FDR to help the average American, such as the minimum wage and Social Security were wrong.^[2]

Labor who had benefitted from New Deal programs like the Wagner Act saw their power begin to wane; while business gained. Conservative and pro-business groups like the United States Chamber of Commerce began advocating for market-based solutions, arguing government regulations and taxation were business impediments.^[3]

Click to continue reading

High Risk Climate Locations To Be Shut Off By Insurers

An article in today's  Guardian,  'Climate crisis on track to destroy capitalism, warns top insure',  predicted climate change will bring an end to capitalism. Noting that,

The world is fast approaching temperature levels where insurers will no longer be able to offer cover for many climate risks, said Günther Thallinger, on the board of Allianz SE, one of the world’s biggest insurance companies. He said that without insurance, which is already being pulled in some places, many other financial services become unviable, from mortgages to investments.

Basically, places deemed uninhabitable, or close to it, will be shut out from the insurance market and further investment. 

Günther Thallinger, added  this is bad for the overall financial sector,

“This applies not only to housing, but to infrastructure, transportation, agriculture, and industry,” he said. “The economic value of entire regions – coastal, arid, wildfire-prone – will begin to vanish from financial ledgers. Markets will reprice, rapidly and brutally. This is what a climate-driven market failure looks like.”

For years I have been talking about how climate change will devastate certain areas and encourage climate migration. The inability to buy insurance and a dearth of investment to a local  is going to devastate certain parts of America and the world at large. More publicity like this will push people to move and create a self-fulfilling prophecy.

Measuring Spiritual Progress

 For years I have been able to measure someone's spiritual progress, what called a person's Consciousness quotient. It is a measure of a person's evolving soul--their progress, or digression. It is a rough gauge that I use to measure the vibe of a place. It is critical in my work as an Earth Healer.

A few weeks back I posted a YouTube video explaining it. Which you can access by clicking on the link below.